I Want A Credit Card – Or Do I?

“I want a credit card”. I’ve lost count of the number of times I’ve heard someone utter those words over the last couple of years since the property market collapse kicked in. It seems that everyone is feeling the pinch and imagine that having a credit card or should I say having another credit card will solve the crisis. Well owning another credit card will help with the cash flow certainly, but if not used extremely carefully it can turn a bad situation into a nightmare.

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